Decide-in needed. Account must be in excellent standing and chip-enabled debit card activated to choose-in. Initial and ongoing qualified immediate deposits are expected for overdraft coverage. Additional criteria might apply that may impact your eligibility as well as your overdraft protection. Ove

No grace time period: You don't get a chance to repay the balance interest-absolutely free simply because desire starts accruing instantly. Each Chime account with at the very least $200 in monthly immediate deposits qualifies for nearly $20 of fee-totally free overdraft defense on debit card